These terms of use apply to www.brandcentral.aig ("Brand Central") and any materials and software on Brand Central.
By using Brand Central, you acknowledge your assent to the following terms of use, as well as any additional terms and guidelines contained within Brand Central, without limitation or qualification (collectively, the “Terms of Use”). Please read these Terms of Use carefully before using Brand Central. You may only utilize Brand Central in accordance with these Terms of Use, applicable written agreement(s) you may have with AIG, and all applicable laws, regulations, AIG policies, guidelines, standards and procedures. As used herein, "AIG" means American International Group, Inc. and its Affiliates. "Affiliates" shall mean any entity controlling, controlled by, or under common control with AIG. These Terms of Use may be revised by AIG at any time, without advanced notice, by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then-current conditions to which you are bound.
By using or accessing Brand Central, you acknowledge that you: (1) are of legal age in your country to form a binding contract; and (2) have read, understand and agree to be legally bound by these Terms of Use. If you are using Brand Central on behalf of an entity, you represent and warrant that you have authority to bind that entity to the Terms of Use and by accepting these Terms of Use, you are doing so on behalf of that entity (and all references to "you" in the Terms of Use shall refer to you, the user, as well as that entity).
If you do not agree to the Terms of Use, do not access Brand Central.
Restrictions on Use:
Brand Central is owned and operated by AIG. Unauthorized use of Brand Central is not permitted. By accessing and/or using Brand Central, you warrant and represent that you are an authorized user.
Except as otherwise expressly permitted by AIG in writing, no materials or software from Brand Central or any website owned, operated, licensed or controlled by AIG may be copied, displayed, modified, reproduced, reposted, republished, reused, uploaded, performed, posted, transmitted, or distributed in any way. You may not frame or utilize framing techniques to enclose any content of Brand Central (including but not limited to text, forms, images, audio, video, trademarks or logos) without AIG's express written consent. Any unauthorized use of materials or software from Brand Central may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes. Unless otherwise agreed to in writing, AIG neither warrants nor represents that your use of materials or software displayed on Brand Central will not infringe rights of third parties. At any time and for any reason, AIG may remove materials or software from Brand Central.
Without limiting the foregoing, you agree that you will not:
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use Brand Central or any materials contained on Brand Central to infringe the intellectual property rights of AIG or other third parties in any way;
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disseminate, sell, distribute, circulate, share, or commercially exploit any content downloaded from Brand Central with unauthorized third parties.
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use Brand Central, or make any attempt to penetrate, modify or manipulate Brand Central or any of AIG’s hardware or software, in order to invade the privacy of, or obtain any personal information about, any AIG customer or user of Brand Central or any other AIG site;
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use Brand Central or its software to post or transmit any content that is defamatory, threatening, abusive, offensive, obscene in nature, or which promotes discrimination based on race, sex, religion, nationality, disability, sexual orientation, gender, or age or is otherwise objectionable;
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reverse engineer any portion of Brand Central;
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perform any action with the intent on introducing to Brand Central, its materials or software, any viruses, worms, defects, Trojan horses, malware or other destructive items;
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interfere with or otherwise damage, disable, disrupt, impair, or overburden Brand Central, its software, its servers or networks;
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modify, erase or damage any information contained on the computer of any user connected to Brand Central or any other AIG site;
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interfere with any other party’s use and enjoyment of Brand Central;
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systematically retrieve content, or use data mining, robots, or similar data gathering and extraction tools, to create a collection, compilation, database or directory, or otherwise harvest data or other information from Brand Central;
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use any email address that is false, misleading or belongs to or is already being used by another person; that may be construed as impersonating another person; or that violates the intellectual property or other rights of another person; or
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use Brand Central for any unlawful, unauthorized, fraudulent or malicious purpose.
User IDs, Passwords & Access
If you are opening an account on Brand Central which will provide you with access to password protected portions of the portal, you must provide us with complete and accurate information as prompted by the registration form, and promptly notify us of any changes to your contact information or authorization to access account information for any insured. You may not share your user ID, password, or access codes (if any) with other users or with third parties, except as permitted by AIG in writing. You agree that you are solely responsible for your use of your user ID, password, and any access codes and any loss, theft, or unauthorized disclosure or use of your user ID, password, or access codes. You agree to immediately notify AIG in the event of any loss, theft, or unauthorized disclosure or use of any user ID, password, or access code, or if you have reason to believe that your access to Brand Central is no longer secure for any reason. AIG will not be liable for any losses caused by any unauthorized use of your account.
If you provide any information that is untrue, inaccurate, not current, or incomplete, AIG has the right to suspend or terminate your account and refuse any and all current or future use of Brand Central (or any portion thereof) without any prior notice. AIG reserves the right to remove, reclaim, or change a username you select without prior notice if AIG determines, in its sole discretion, that such username is inappropriate, obscene, or otherwise objectionable. You agree that AIG may block access to Brand Central without prior notice if AIG believes that the security of your account may have been compromised or if any actual or suspected unauthorized access to your personal information has occurred.
Suspension & Termination
AIG may suspend, disable, remove, or terminate your access to Brand Central at any time and for any reason in our sole discretion, including, but not limited to, your violation of the Terms of Use, any applicable contract(s) you may have with AIG, and any applicable laws, regulations, AIG policies, guidelines, standards or procedures. AIG may do so without providing you notice of suspension or termination. Upon termination of your access, all rights and licenses granted to you will terminate immediately, and you shall promptly destroy copies of all documentation and data provided to you hereunder.
System availability and response time may be subject to maintenance and possible unscheduled outages. AIG reserves the right to modify or discontinue, temporarily or permanently, Brand Central (or any part thereof) with or without notice at any time. You agree that AIG shall not be liable to you or to any third party for any modification, suspension or discontinuance of Brand Central or the material or software available on Brand Central.
Disclaimer
Your use of Brand Central is at your own risk. To the fullest extent permitted by applicable law, the materials and software on Brand Central are provided on an “as-is” and “as available” basis, without warranties of any kind, expressed or implied. AIG disclaims all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose, non-infringement, security, completeness or accuracy. AIG does not warrant that the website, materials or software will be timely, uninterrupted or error-free, that defects will be corrected, or that Brand Central, server or software that makes it available are non-infringing, free of viruses or other harmful components.
AIG does not warrant or make any representations regarding the use or the results of the use, of the materials on Brand Central in terms of their correctness, accuracy, completeness, reliability, or otherwise. You (and not AIG) assume the entire cost of all necessary servicing, repair, or correction of any device or computer you use to access Brand Central.
Third Party Content
Brand Central may contain links to other websites or other applications (“Third-Party Sites”) which are not controlled, operated, or maintained by AIG. AIG is not responsible for the content of such Third-Party Sites. The inclusion of any link to such sites does not imply AIG’s approval or endorsement of such sites or the content thereof. AIG cannot guarantee that the links set out on our website will be accurate at the time of your access. Moreover, the Third-Party Sites pointed at by links have been independently developed and possibly maintained by person(s) over whom AIG has no control.
AIG cannot and does not monitor the Third-Party Sites linked to its pages on the Internet or any transmission made through the respective web pages and news groups. Accordingly, AIG assumes no responsibility for the content of any Third-Party Site referenced to by any hyperlink or otherwise. AIG believes that our making available links to publicly accessible web pages and applications is legally permissible and consistent with the common, customary expectations of those who make use of the Internet. Any such Third-Party Sites likely set forth specific terms of use and privacy policies that you should review. You agree that your use of any Third-Party Site is at your own risk.
Limitation of Liability
While AIG uses reasonable efforts to include accurate and up-to-date information on Brand Central, errors or omissions sometimes occur. To the fullest extent permitted by applicable law, AIG makes no warranties or representations as to the accuracy of the content of Brand Central and under no circumstances, including, but not limited to, negligence, shall AIG or any party involved in creating, producing, or delivering Brand Central be liable to you for any damages, liabilities, fines, fees, penalties, interest obligations, deficiencies, losses or expenses, whether direct, incidental, consequential, indirect, special, exemplary or punitive damages, including but not limited to, damages for loss of use or loss of data, that are incidental to, resulting from, or arising out of the use of, or the inability to use, Brand Central, materials on Brand Central, or software, even if AIG or a AIG authorized representative has been advised of the possibility of such damages. In no event shall AIG’s total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing Brand Central. AIG also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect your computer equipment or other property as a result of your access to, use of, or browsing in Brand Central or your downloading of any materials, data, text, images, video, or audio from the Portal.
You (and not AIG) will be responsible for any liability arising out of 1) your access to, or use of, Brand Central, the materials or software on Brand Central in a manner other than as expressly authorized by these Terms of Use, or 2) your violation of applicable laws or any rights of any third party.
Indemnification
You agree to defend, indemnify, and hold harmless AIG, including its subsidiaries, Affiliates, and their respective successors, assigns, officers, directors, employees and agents from and against any claim, demand, cause of action, debt, loss, liability, damages or costs, including, without limitation, reasonable attorneys’ fees, to the extent that any of the foregoing is based upon, arises out of, or relates to: (a) your use of Brand Central, or the materials or software on Brand Central; or (b) your violation of these Terms of Use. AIG reserves the right, at your expense, to assume exclusive defense and control of any matter otherwise subject to indemnification by you and, in such case, you agree to cooperate with AIG in the defense of such matter. You agree not to settle any matter without the prior written consent of AIG.
Jurisdictional Issues
Brand Central and all information and functionalities contained therein are not directed at or intended for use by any person resident or located in any jurisdiction where the distribution of such information or functionality is contrary to the laws of such jurisdiction. Unless otherwise expressly set forth herein, AIG makes no representation that materials on Brand Central are appropriate or available for use in any location. Those who choose to access Brand Central do so by their own initiative and are responsible for compliance with local laws.
Brand Central and all information and functionalities contained therein are not directed at or intended for use by any person resident or located in any jurisdiction where the distribution of such information or functionality is contrary to the laws of such jurisdiction. Unless otherwise expressly set forth herein, AIG makes no representation that materials on Brand Central are appropriate or available for use in any location. Those who choose to access Brand Central do so by their own initiative and are responsible for compliance with local laws.
Ownership
Any information, other than personal data or personal information you transmit to AIG via Brand Central, which is handled in accordance with the Privacy and Data Security below, will be treated as confidential, provided, however, that it may be used or disclosed by AIG or its Affiliates for the purpose of evaluating, structuring, underwriting, or administering any insurance transaction or policy, managing AIG’s business relationship with insurers, AIG customers or their affiliates, or providing, maintaining, protecting or improving products, services or program offerings. AIG is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to AIG via Brand Central or by any other means for any purpose whatsoever, including, but not limited to, developing and marketing products and services using such information.
Intellectual Property Rights
All trademarks, service marks, trade names, logos, images, and icons (“AIG IP”) are proprietary to and/or licensed by AIG and/or its affiliates.
If you are authorized in writing to use AIG IP, you are required to adhere to these Terms of Use, the applicable written agreement(s) you may have with AIG, all applicable laws and regulations, and all applicable AIG policies, guidelines, standards and procedures, including but not limited to the AIG Branding Guidelines. Except as otherwise permitted by AIG in writing, nothing contained on Brand Central should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any AIG IP displayed on Brand Central. Your use of AIG IP displayed on Brand Central, or any other content on Brand Central, except as provided by AIG in writing, is strictly prohibited. You may not delete the copyright or other proprietary rights notice from any content on Brand Central.
Any unauthorized use of AIG IP may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.
Privacy and Data Security
Please review our Privacy Policy that describes how we handle personal information that we collect through: our websites, including but not limited to Brand Central, the software applications made available by us for use on or through computers, mobile devices, and our social media pages (collectively, the “AIG On-line Services”), and other sources. You agree that when using AIG On-line Services and relevant AIG products and services, the terms of our Privacy Policy apply to how we handle your personal information, including, but not limited to, cookies and similar technology we may use to collect information about your use of the On-line Services and your preferences.
Software Licenses
You acknowledge that any software which may be available or provided to you on Brand Central may contain technology that is subject to strict controls pursuant to export control laws and regulations of the United States of America and other countries and jurisdictions. You hereby agree that you will not transfer or export such software in violation of such applicable export control laws and regulations. AIG does not authorize the downloading or exportation of any software or technical data from Brand Central to any jurisdiction where such activity is prohibited by export controls laws and regulations.
Electronic Delivery
Visiting Brand Central, sending AIG e-mails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications AIG provides to you electronically, via e-mail and on Brand Central, satisfy any legal requirement that such communication be in writing. You hereby agree to the use of electronic signatures, contracts, orders, and other records, and to electronic delivery of notices, policies, and records of transactions initiated or completed by AIG or via Brand Central. You hereby waive any rights or requirements under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction which require an original signature or delivery or retention of non-electronic records.
Governing Law
The Terms of Use are governed by and will be interpreted in accordance with the laws of the State of New York, without giving effect to its conflict of laws provisions. The state and federal courts of New York, New York will have exclusive jurisdiction to adjudicate any dispute arising under or in connection with these Terms of Use.
Entire Agreement and Severability
These Terms of Use (including any applicable AIG policies, guidelines, standards and procedures posted by AIG on Brand Central or in respect to Brand Central) constitute the entire agreement between us with respect to the subject matter addressed herein, and govern your use of Brand Central, materials on Brand Central, and software. These Terms of Use supersede all prior understandings or agreements between us relating to such subject matter. Notwithstanding the foregoing, if any conflict regarding the use of Brand Central or materials thereon exists between these Terms of Use and an applicable written agreement you have with AIG, the applicable written agreement will control. No delay or failure by AIG to take action or exercise any rights under these Terms of Use or applicable law shall constitute a waiver thereof. AIG may assign any or all of its rights and obligations to others at any time. If any portion of these Terms of Use is found to be unlawful, void, or unenforceable, the remaining sections of the Terms of Use will remain in effect. The section headings are for convenience only and do not have any force or effect.
DMCA Compliance Information
Copyright Compliance Unit
AIG.COM, Inc. and American International Group, Inc.
1271 Ave of the Americas
Floor 11
New York, NY
10020-1304
Additional Resources
For additional information on using Brand Central, you may contact BrandCentral@aig.com.
Changes to these Site Terms of Use
AIG reserves the right to change these Site Terms of Use from time to time. If changes are made, you will be automatically prompted to review and accept the revised Site Terms of Use before gaining further access to Brand Central. Your continued use of Brand Central constitutes acceptance of the revised Site Terms of Use.
Updates
Last Updated: June 2023
